About us

Terlin and Marlena Johnson


Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on dedication, communication, determination and trust. Clients feel confident with the decision to hire Home Realty and Mortgage for high ethical standards, experience and expertise. Unparalleled customer service has resulted in a continuously expanding network of loyal clients and referrals. From start to finish, Home Realty and Mortgage ensures the entire process is seamless, efficient and serve the clients’ best interest.

Terlin Johnson is known for integrity, wisdom and sincerity. First and foremost, Terlin has strived to be someone in whom his clientele and colleagues can easily place their trust and faith. Terlin uses his experience, extensive knowledge and foresight to proactively address details before they become a problem during the real estate transaction. Terlin brought his wife Marlena on board in 2016. Prior to joining Terlin at Home Realty and Mortgage as a licensed real estate agent and Realtor, Marlena, a passionate and energetic classroom teacher, enjoyed a rewarding 25-year career in education. Terlin’s NMLS number is 67757.

Married for over 24 years, Terlin and Marlena are proud parents of four amazingly wonderful children, two sons and two daughters. Six country cats, a senior yellow Lab named Bama and one brilliant German Shepherd named Echo complete the Johnson family. Faithful members of Trinity Baptist Church for the past 30 years, Terlin and Marlena enjoy the many adventures of the real estate and mortgage business and share in the joys of raising their four beautiful children in Salisbury, North Carolina.

Mark Walters


Mark Walters epitomizes integrity, energy, and creative service in every detail of your real estate transaction. He is a master negotiator and does absolutely everything in his power to meet the needs and goals of his clients. Mark grew up in the Concord/Lake Norman area and started engaging in real estate in 1998.  With encouragement from his friends and family, he followed his passion for real estate with a career change in 2005 and became a licensed Realtor with Home Realty and Mortgage. A seasoned agent, Mark has worked every aspect of the industry representing sellers, buyers, and investors in both the residential and commercial market including foreclosures and short-sale properties.

Mark is a family man with a devotion to his beautiful wife, Stacey and is a proud father to four amazing children. He enjoys the outdoors and spending time with family on the lake. An athlete in nature, Mark enjoys coaching baseball and passionately spectating his children’s athletic events. He enthusiastically volunteers in community baseball programs sharing his love of the game with young, aspiring athletes. Knowing Mark, it comes as no surprise that he served our country and is a proud veteran of the United States Navy.

Mark is ready to go to work for you today!

John Walser


John Walser is a Realtor with Home Realty and Mortgage who brings a strategic yet personable approach to the home buying and selling process.  A Rowan County native with more than 17 years in the real estate and mortgage industry, John promotes positive community and economic growth. John shines when it comes to listening intently and matching individuals and families with properties, buildings and neighborhoods that best suit their individual needs. His experience and local knowhow proves beneficial for his clients during the real estate transaction. Excellent customer service and attention to detail are his true strengths. His common sense approach continually impress his satisfied real estate clients. Understanding that buying and selling is one of the biggest decisions in a client’s life, John views representation and guidance of his clients as a true privilege.

John holds a business degree from North Carolina State University and is a proud father to three fine sons. Hobbies include raising and training husky dogs. His attention to detail proves quite useful when restoring old cars and motorcycles to a like-new condition. John is creative and most enjoys helping people find homes and properties that exceed their expectations. Treating customers like family is both a guiding principle and a way of life.

Chuck Hayworth

Loan Officer

When you are shopping for a mortgage loan officer, you need an honest and reliable mortgage professional. At Home Realty and Mortgage, Chuck Hayworth is your guy. A native of Salisbury, North Carolina, Chuck graduated from East Rowan High School in 1982. After furthering his education at UNCC and graduating in 1986 with a BA in business administration with a concentration in finance, he began his career in the insurance industry. He achieved great success as a top producer in the Southeast region as well as nationally. Chuck’s NMLS number is 1704021.

Chuck brings strength and integrity to our team here at Home Realty and Mortgage and simplifies the loan process in terms and ideas that everyone can understand. Chuck will shop from programs nationwide to best suit your specific mortgage needs. Chuck continuously seeks to stay ahead of the game when it comes to trends and market education and is diligent in making himself accessible to client needs and schedules.

Chuck and his beautiful wife Carie have been married for 17 years and are the proud parents of 4 wonderful children and 2 dogs. He and his family attend First Baptist Church in Rockwell, North Carolina. Chuck is an avid sports fan and has spent many years coaching young athletes in baseball. Chuck coached Cal Ripken baseball from 2010-2018 in addition to East Rowan Diamond Sports, where he led the team to NC State Champions in 2015 and 2016.

Whether you are considering purchasing a new home or you are a seasoned investor, Chuck provides the highest level of integrity and service.